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	<title>Home Equity Rates &#187; home equity</title>
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		<title>3 Tips To Pay Off And Legally Eliminate Credit Card Debt</title>
		<link>http://homeequityrates.net/3-tips-to-pay-off-and-legally-eliminate-credit-card-debt/1623/</link>
		<comments>http://homeequityrates.net/3-tips-to-pay-off-and-legally-eliminate-credit-card-debt/1623/#comments</comments>
		<pubDate>Sat, 11 Feb 2012 06:18:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[eliminate]]></category>
		<category><![CDATA[Legally]]></category>
		<category><![CDATA[Tips]]></category>

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		<description><![CDATA[If you are a cardholder drowning or almost drowning in debt and unable to cope up with all the current monthly obligations, you may already feel like finding the tallest building to be safe; but since the water keeps on rising, even climbing the tallest mountain may not be the solution. The water must be [...]]]></description>
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If you are a cardholder drowning or almost drowning in debt and unable to cope up with all the current monthly obligations, you may already feel like finding the tallest building to be safe; but since the water keeps on rising, even climbing the tallest mountain may not be the solution. The water must be drained instead. To pump out this water of debt, you must legally eliminate credit card debt. Lower your interest rates. This is how you start with your quest to lower your credit card debt. The high interest rates surely make it impossible for you to pay off the huge credit card balances. In doing this, you will be able to increase your payments without really increasing the overall monthly pay offs. You may do this by consolidating with a loan. When you consolidate bills with a home equity or personal loan, you get low rates for a long term with some closing costs. Create a payoff plan. After lowering your interest rates, then it is a must to develop a payment plan. You may do some extra payments on your lowest balance to have the extra funds in paying off the next highest balance. Seek help. Do not just think about bankruptcy. Find a debt management company that will help you. They usually have a small fee to pay your bills, lower your interest rates, and help you with a payoff plan. Consider these 3 basic tips and you will surely be able to legally eliminate credit card debt within a certain period, depending on the amount of your debt.</p>
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		<title>Loan Modification &#8211; Modify My Home Loans</title>
		<link>http://homeequityrates.net/loan-modification-modify-my-home-loans/1622/</link>
		<comments>http://homeequityrates.net/loan-modification-modify-my-home-loans/1622/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 06:19:57 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Modification]]></category>
		<category><![CDATA[Modify]]></category>

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		<description><![CDATA[Modify My Home Loans Intro Video 1]]></description>
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Modify My Home Loans Intro Video 1</p>
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		<slash:comments>1</slash:comments>
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		<title>CBI UNEARTHS BANKING LOAN SCAM IN INDIA.flv</title>
		<link>http://homeequityrates.net/cbi-unearths-banking-loan-scam-in-india-flv/1621/</link>
		<comments>http://homeequityrates.net/cbi-unearths-banking-loan-scam-in-india-flv/1621/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 06:18:37 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[BANKING]]></category>
		<category><![CDATA[INDIA.flv]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[UNEARTHS]]></category>

		<guid isPermaLink="false">http://homeequityrates.net/cbi-unearths-banking-loan-scam-in-india-flv/1621/</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lee Honish on the next gen short sale file?</title>
		<link>http://homeequityrates.net/lee-honish-on-the-next-gen-short-sale-file/1620/</link>
		<comments>http://homeequityrates.net/lee-honish-on-the-next-gen-short-sale-file/1620/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 06:18:13 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[file]]></category>
		<category><![CDATA[Honish]]></category>
		<category><![CDATA[Next]]></category>
		<category><![CDATA[sale]]></category>
		<category><![CDATA[short]]></category>

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		<description><![CDATA[What happens when the bank creates an unworkable file. The three questions you need to ask your sellers 702-478-5836 LVDM (Lee Honish Las Vegas offices) www.Fastshortsale.org leehonish.wordpress.com]]></description>
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What happens when the bank creates an unworkable file. The three questions you need to ask your sellers 702-478-5836 LVDM (Lee Honish Las Vegas offices) www.Fastshortsale.org leehonish.wordpress.com</p>
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		<slash:comments>0</slash:comments>
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		<title>Sam Coulda Been Somebody 4 ( Lee Evans) @ BreakRoomLive.com</title>
		<link>http://homeequityrates.net/sam-coulda-been-somebody-4-lee-evans-breakroomlive-com/1619/</link>
		<comments>http://homeequityrates.net/sam-coulda-been-somebody-4-lee-evans-breakroomlive-com/1619/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 06:18:53 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[Been]]></category>
		<category><![CDATA[BreakRoomLive.com]]></category>
		<category><![CDATA[Coulda]]></category>
		<category><![CDATA[Evans]]></category>
		<category><![CDATA[Somebody]]></category>

		<guid isPermaLink="false">http://homeequityrates.net/sam-coulda-been-somebody-4-lee-evans-breakroomlive-com/1619/</guid>
		<description><![CDATA[breakroomlive.com BreakRoomLive with Maron and Seder is LIVE weekdays, 3-4pm from the Air America Break Room. Catch comedy sketches, interviews, political and cultural discussions, and interact with hosts and guests live 3pm, MF @ BreakRoomLive.com! BreakRoomLive with Marc Maron and Sam Seder is a production of airamerica.com Sam appears in a pilot co-starring Lee Evans.]]></description>
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breakroomlive.com BreakRoomLive with Maron and Seder is LIVE weekdays, 3-4pm from the Air America Break Room. Catch comedy sketches, interviews, political and cultural discussions, and interact with hosts and guests live 3pm, MF @ BreakRoomLive.com! BreakRoomLive with Marc Maron and Sam Seder is a production of airamerica.com Sam appears in a pilot co-starring Lee Evans.</p>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Residential Workout MFG Capital Group LLC.mp4</title>
		<link>http://homeequityrates.net/residential-workout-mfg-capital-group-llc-mp4/1618/</link>
		<comments>http://homeequityrates.net/residential-workout-mfg-capital-group-llc-mp4/1618/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 06:18:16 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[Group]]></category>
		<category><![CDATA[LLC.mp4]]></category>
		<category><![CDATA[Residential]]></category>
		<category><![CDATA[Workout]]></category>

		<guid isPermaLink="false">http://homeequityrates.net/residential-workout-mfg-capital-group-llc-mp4/1618/</guid>
		<description><![CDATA[debt reduction for upside down]]></description>
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debt reduction for upside down</p>
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		<slash:comments>0</slash:comments>
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		<title>Marc Maron visits Mom @ BreakRoomLive.com</title>
		<link>http://homeequityrates.net/marc-maron-visits-mom-breakroomlive-com/1617/</link>
		<comments>http://homeequityrates.net/marc-maron-visits-mom-breakroomlive-com/1617/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:20:32 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[BreakRoomLive.com]]></category>
		<category><![CDATA[Marc]]></category>
		<category><![CDATA[Maron]]></category>
		<category><![CDATA[visits]]></category>

		<guid isPermaLink="false">http://homeequityrates.net/marc-maron-visits-mom-breakroomlive-com/1617/</guid>
		<description><![CDATA[breakroomlive.com BreakRoomLive withMaron and Seder is LIVE weekdays, 3-4pm from the Air America Break Room. Catch comedy sketches, interviews, political and cultural discussions, and interact with hosts and guests live 3pm, MF @ BreakRoomLive.com! BreakRoomLive with Marc Maron and Sam Seder is a production of airamerica.com Marc travels to Florida to visit his Mom and [...]]]></description>
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breakroomlive.com BreakRoomLive withMaron and Seder is LIVE weekdays, 3-4pm from the Air America Break Room. Catch comedy sketches, interviews, political and cultural discussions, and interact with hosts and guests live 3pm, MF @ BreakRoomLive.com! BreakRoomLive with Marc Maron and Sam Seder is a production of airamerica.com Marc travels to Florida to visit his Mom and other relatives for thanksgiving and ends up getting a lecture from Mom on marital problems.</p>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What Are Recourse and Non-Recourse Loans?</title>
		<link>http://homeequityrates.net/what-are-recourse-and-non-recourse-loans/1616/</link>
		<comments>http://homeequityrates.net/what-are-recourse-and-non-recourse-loans/1616/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 06:18:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[NonRecourse]]></category>
		<category><![CDATA[Recourse]]></category>

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		<description><![CDATA[Suzy explains the difference between recourse and non-recourse loans. More information at: sccrealestateuncensored.com/2007/taxes-shortsales-foreclosure/ micasamidinero.com/2007/taxes-shortsales-foreclosure/]]></description>
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Suzy explains the difference between recourse and non-recourse loans. More information at: sccrealestateuncensored.com/2007/taxes-shortsales-foreclosure/ micasamidinero.com/2007/taxes-shortsales-foreclosure/</p>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>What to do when credit repair efforts or debt repayment doesn&#8217;t work for you.</title>
		<link>http://homeequityrates.net/what-to-do-when-credit-repair-efforts-or-debt-repayment-doesnt-work-for-you/1615/</link>
		<comments>http://homeequityrates.net/what-to-do-when-credit-repair-efforts-or-debt-repayment-doesnt-work-for-you/1615/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 06:25:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[doesn't]]></category>
		<category><![CDATA[efforts]]></category>
		<category><![CDATA[Repair]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[you.]]></category>

		<guid isPermaLink="false">http://homeequityrates.net/what-to-do-when-credit-repair-efforts-or-debt-repayment-doesnt-work-for-you/1615/</guid>
		<description><![CDATA[www.coloradobankruptcyadvice.com How deep in debt is too deep? How much debt is too much debt? Discover how to overcome the guilt of bankruptcy, the fears of never getting credit again and fears of not raising your FICO score. What can you keep if you file bankruptcy? What one step should you take before you use [...]]]></description>
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www.coloradobankruptcyadvice.com How deep in debt is too deep? How much debt is too much debt? Discover how to overcome the guilt of bankruptcy, the fears of never getting credit again and fears of not raising your FICO score. What can you keep if you file bankruptcy? What one step should you take before you use your retirement savings to pay debt. What&#8217;s really involved in filing Chapter 13? What to expect during your free consultation with a bankruptcy attorney? If more than 1/3 of your income is going to pay your debt or you are paying down your balance and then charging it back to the limit for your daily living expenses, if you&#8217;ve lost your job, your income has dropped, you use your credit cards to supplement the loss of income, or you&#8217;ve had late payments and your credit card lenders have raised your interest rates, bankruptcy may be your best option. What can you keep if you file bankruptcy? 60k in home equity (90k if you&#8217;re over 60 or disabled); 5k equity in your vehicles (10k if you&#8217;re married, 20k if you&#8217;re over 60 or disabled); jewelry; clothing; household items; 100% of your retirement. What&#8217;s really involved in filing Chapter 13? If your disposable income (if you&#8217;re a family of four in Colorado) is anything over 80k, you may need to file Chapter 13. After you take out mortgage, car payments, life insurance, health insurance, 401k contributions and child care you&#8217;ll basically have to pay about $200 a month toward your debts for 5 years. Whatever debts are left <b>&#8230;</b></p>
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		<slash:comments>0</slash:comments>
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		<title>Remedial Theater 3 (ERISA) @ BreakRoomLive.com</title>
		<link>http://homeequityrates.net/remedial-theater-3-erisa-breakroomlive-com/1614/</link>
		<comments>http://homeequityrates.net/remedial-theater-3-erisa-breakroomlive-com/1614/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 06:18:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[home equity]]></category>
		<category><![CDATA[BreakRoomLive.com]]></category>
		<category><![CDATA[ERISA]]></category>
		<category><![CDATA[Remedial]]></category>
		<category><![CDATA[Theater]]></category>

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		<description><![CDATA[breakroomlive.com BreakRoomLive with Maron and Seder is LIVE weekdays, 3-4pm from the Air America Break Room. Catch comedy sketches, interviews, political and cultural discussions, and interact with hosts and guests live 3pm, MF @ BreakRoomLive.com! BreakRoomLive with Marc Maron and Sam Seder is a production of airamerica.com Marc and Sam role-play in Remedial Theater, hoping [...]]]></description>
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breakroomlive.com BreakRoomLive with Maron and Seder is LIVE weekdays, 3-4pm from the Air America Break Room. Catch comedy sketches, interviews, political and cultural discussions, and interact with hosts and guests live 3pm, MF @ BreakRoomLive.com! BreakRoomLive with Marc Maron and Sam Seder is a production of airamerica.com Marc and Sam role-play in Remedial Theater, hoping to shed light on the complicated and unfair situation connected to the group of business&#8217; now pushing congress to repeal parts of ERISA (Employee Retirement Income Security Act)</p>
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		<slash:comments>5</slash:comments>
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