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We have $13,000 in credit card debt (just one card) and $30,000 on a home equity loan. How do we?

attack this debt the smart way? The credit card has a pretty good fixed rate. The home equity loan is adjustable and it is creeping up steadily. So far, I’ve been paying extra on both debts. Would it make sense to pay more on one than the other?

can i get a home equity loan on a home i just bought that i was gifted equity in it?

we are buying a home from my mother. she is gifting us the equity in the home. can we get an equity loan at the same time as we get our home loan or do we have to wait and how long?

I just paid off a home equity line off credit, credit-rating wise, should I keep it open or close it?

I don’t need the credit line really just want to know if keeping it open is bad or good for my credit.