30% of local homes worth less than owed

30% of local homes worth less than owed Local home values are plunging deeper than they are nationwide and 30 percent of local mortgage holders owe more than their homes are worth, a real estate data firm said Monday.Seattle-based Zillow also said it will be 2012 at the earliest before home values hit bottom. Read [...]

Can I refinance my home if I have less than 20% equity with my mortgage and home equity loan combined?

The value of my home has declined but I would like to get a lower interest rate, especially on the home equity loan. Help.

What has less of an interest rate home equity loan or regular loan?