Sanico is more than just janitorial products

Sanico is more than just janitorial products
KIRKWOOD — Sanico is far more than the janitorial-products company it started out as 26 years ago. Michael L. Peters, president, founded Sanico with the funds from a home-equity loan and a lot of incentive — he had a wife, three kids, and no job.
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More than one home equity loans at a time?

I want to know if I can get more than one home equity loans at a time for a single house from different banks. Because I’ve applied for a home equity loan from a bank, but it seems to be not enough for me to do what I want to do with the money. So [...]

Can I refinance my home if I have less than 20% equity with my mortgage and home equity loan combined?

The value of my home has declined but I would like to get a lower interest rate, especially on the home equity loan. Help.

What is a home equity line of credit? Do you recommend getting one? Are rates higher than a primary mortgage?

If I want to apply for a small business loan, is the rate higher than home equity loan??

Which is a better way of taking out the loan.. small business loan?, home equity loan?, or personal loan? I am starting a corporation and I need a startup money.. Do they give out loan for a new corporation? or do i need to personally guarantee it??

Can you use a home equity loan for something other than a home?

I need a loan & some people had suggested I look into this because of the lower interest rates, instead of using high interest (not to mention EVIL) credit cards. But it’s not for a home & I don’t have enough collateral for the amount I’d like to borrow. I have a great [...]

When does refinancing make more sense than a loan modification?

When does refinancing make more sense than a loan modification?
Q: Last February, we got a loan modification with our lender, and I am wonder whether it would be a good idea to try to refinance with them. I am considering a refinance because there were about $3,000 in fees that we weren’t able to put [...]

Why is the interest rates on Home Equity line of credit higher than second mortgage loans?

Home-equity loans harder than ever for homeowners to get

Home-equity loans harder than ever for homeowners to get
Hocking the house for quick cash is a lot harder than it used to be, and it’s causing headaches for homeowners, banks and the economy.
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Why are HELOC rates so much lower than home equity loan rates? Why would anyone choose the latter?